BOISE, Idaho – The Boise Department of Insurance says that it reviewed and accepted a filing to reduce workers’ compensation rates by 2.5%.
The filing was proposed by the National Council on Compensation Insurance and will take place on January 1, 2026. This year marks the ninth year in a row of reductions for Idaho employers.
The filing from the national council considers factors like claims volume and utilization, workforce and wage data, and legislative changes.
Workers’ compensation insurers now have the option to either adopt National Council on Compensation Insurance rates or propose an adjustment from its rates to the Idaho Department of Insurance.
“This is another significant decrease to workers’ compensation rates,” said Dean L. Cameron, Director of the Idaho Department of Insurance. “Workers’ compensation rates have declined in 10 of the past 11 years—nine consecutively. The 2026 rate reduction highlights our state’s ongoing improvements in projected claims costs and the continued drop in claims frequency.”
