OLYMPIA, Wash. — Since last year, health care premiums in Washington have increased by an average of 21%, prompting experts to emphasize the importance of understanding health insurance coverage.
A report by Plan Sponsor Council of America indicates that one in four individuals is not well-informed about their health plan. This lack of knowledge can lead to financial and health consequences.
Aaron VanTuyl, communications manager for the Washington State Office of the Insurance Commissioner, highlighted the value of preventive care in saving money over time.
“There isn’t a magic bullet, but taking advantage of preventive care can save money down the road,” said VanTuyl.
He explained that Washington law requires many health benefits to be offered at no cost to enrollees. These benefits include screenings for blood pressure and cholesterol, diet counseling and STI prevention.
VanTuyl also pointed out that treatments for cancer, diabetes, hearing aids and women’s health services are covered. Many immunizations are available at no charge as well.
For a comprehensive list of insurance requirements, visit the Washington State Office of the Insurance Commissioner’s website.
